Loans that flex with your life.
Whether you’re looking to finance a major purchase, consolidate debt, or simply need extra funds for life’s unexpected moments, our suite of loan options is designed to put your goals within reach. We prioritize flexibility, transparency, and a commitment to personal service, ensuring you have support at every step.
✅ Fixed Rates – Enjoy predictable monthly payments
✅ Fast & Easy Application – Apply in person at one of our financial centers
✅ Flexible Terms – Choose repayment options that fit your budget
✅ No Hidden Fees – Transparent pricing and clear terms
✅ Local Decisions – Lending decisions made by people who know your community
Whatever your vision—whether it’s funding a dream vacation, covering medical expenses, or simply bridging a financial gap—our team is ready to guide you toward the right solution. Each loan product is thoughtfully designed with your needs in mind, offering competitive rates and straightforward terms that make managing your finances easier and more predictable.
Loan Amounts: $1,000 – $25,000
Terms: Up to 60 months
Features: No collateral required
Debt consolidation loans are designed to help you streamline multiple debts into a single, manageable monthly payment. By combining various balances—such as credit cards and other high-interest loans, you may benefit from a lower overall interest rate and simplify your financial life. Our debt consolidation solutions are flexible, with tailored terms to suit your situation and help you work toward becoming debt-free sooner.
Loan Amounts: $1,000 – $25,000
Terms: Up to 60 months
Features: No collateral required
Tap into your assets to enjoy lower interest rates or assist with building or rebuilding credit. Secured loans use your certificate of deposit to back your borrowing. This option is ideal for those seeking flexible terms and potentially higher chances of approval.
Loan Amounts: No limit
Terms: Must match the term of the Certificate of Deposit
Features: Pledge of the Certificate Deposit held with Ledyard Bank
Access extra funds as needed to help cover unexpected expenses or prevent declined transactions. Overdraft lines of credit offer a safety net for your checking account, ensuring peace of mind with flexible repayment and competitive rates.
Loan Amounts: Up to $2,500
Terms: Open Ended
Features: No collateral required
Loans subject to credit approval. Additional terms and conditions may apply.
Let’s talk about how Ledyard Bank can support your financial journey. Contact us or open an account today—it’s fast, easy, and all about you.
ONWARD