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Financing Your Business Dreams with Local Decision-Making, Competitive Rates & Tailored Loans

Business Loans

Equipment Loans

Propel your business forward with an equipment loan from Ledyard. 

Take advantage of our special offer to finance your equipment purchases at the low fixed rate of 5.99%.

Qualified Businesses Can Receive:

  • Loans up to $500,000
  • Terms up to 7 years*
  • Low bank fee of $150.00
  • Ultrafast turn-around

Experience quick results with our easy online application. Apply today!

 

Commercial Mortgages

With flexible terms and a full range of construction, permanent and interim-financing programs, Ledyard’s mortgage loans can be customized to fit your needs and the needs of your business.

 

Business Term Loans

Term loans are also available if you need to finance the purchase of fixed assets such as machinery or equipment, finance business acquisitions or provide long-term working capital to support growth.

 

Business Lines of Credit

Seasonal cash flow needs or other short-term and ongoing financial needs.

 

Small Business Administration Loans

Ledyard offers a number of SBA loan products for growing businesses - everything from the purchase or renovation of real estate, to equipment purchasing, financing inventory, working capital and more. As an active member of the Small Business Administration’s Preferred Lender Program (PLP), we’re able to initiate and close loans quickly.

 

Business Credit Cards

Whether you need immediate purchasing power or a more efficient way to manage expenses, a Ledyard business credit card gives you and your employees the ability to buy what you need when you need it - and to keep track of it all.

 

Business Letters of Credit

Ledyard offers Standby Letters of Credit and Documentary Letters of Credit. A Standby Letter of Credit provides assurance or backs performance of an obligation. It is often used to back-up payment of invoices, rent, promissory notes, real estate construction and bid performance. A Documentary Letter of Credit is issued to cover the shipment of goods either internationally or domestically.

 

 

Financing A Business Acquisition

Download and review our fact sheet.

 

 

 
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If you'd like to learn more about Ledyard's business loans, reach out to Kimberly Lebron, EVP, Chief Lending Officer, today.

*Fully amortizing, terms dependent on life of equipment.  Limited time offer subject to change or discontinuation, offer valid only for new loans. A Ledyard Bank deposit account with auto payment is required. Rate effective February 20, 2026. Terms and conditions apply and are subject to change without notice.  Subject to credit and collateral approval.