Rates

Ask one of our bankers how our competitive rates can be a part of your plan.

Consumer Loan Rates

Effective: April 10, 2019: We will deduct .25% from interest rate on loan types marked with three asterisks (***) if payments are automatically deducted from your Ledyard checking account!

Consumer Loan Fee of $50 applies to all Consumer Loans. This fee is due and payable at the time of loan closing.

Vendors Single Insurance (VSI) Fee of $50.00 applies to all Consumer Loans secured by autos, motorcycles, RVs, boats, mobile homes on leased land, snowmobiles and tractors.

Annual Percentage Rate is based on $10,000 loan.

For all Consumer Installment Loans, if the Borrower opens and maintains an auto debit with LNB for the term of the loan, the rate will be .25% less.

Estimated closing costs range from $715 - $1,137.

Minimum Home Equity Loan is $10,000.00.

Minimum Home Equity Line of Credit is $25,000.00. NO CLOSING COSTS for most borrowers: Ledyard National Bank will provide a Standard Closing Cost Credit (to offset the appraisal, title search, flood determination, credit report, and recording fees) to borrowers with an active deposit account with Ledyard, and an initial draw of at least $25,000; some exceptions apply. [The exceptions are: non-standard high cost appraisals, transactions involving trusts or other non-standard title work, and lender’s title insurance applicable to first lien loans.]
Loan term: 10 year interest only revolving line of credit, automatically adjusting to a 15 year amortizing loan at year 11. Ability to draw from line of credit ends at amortizing payment period.

* KwikCash Loans - Properties must be located in the Bank's CRA Assessment Area and gross annual income of applicant(s) cannot exceed $64,480 (NH Residents) or $57,520 (VT Residents). Please call 888-746-4562 to get CRA assessment area & gross annual income information.  Minimum loan amount $2,500.00. Maximum loan amount $10,000.00.

RATES ARE POSTED EVERY FRIDAY, HOWEVER, RATES ARE SUBJECT TO CHANGE DAILY. RATES AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.
For more information on any of these loan products, please call us, or stop by one of our offices and we will be happy to provide you with any information you would like.

Check out our Loan Calculator.

Mortgage Rates

Effective: April 10, 2019 1 Yr. Treasury 2.500%

Land

Maximum loan-to-value (LTV) is 65%.
 

Home Equity Loan

 
APR (Annual Percentage Rate) based on maximum loan indicated 

Rates are posted every Thursday, however, rates are subject to change daily.
All rates and programs are subject to change without notice. Variable rates are subject to change after consummation.

Rates assume monthly escrow for real estate taxes and homeowners insurance. Estimated closing costs range from $715 - 1,137.

Bridge Loan

CONTACTS: General 603-643-2244
Neal Meagher at 603-790-1776 or neal.meagher@ledyardbank.com
Edward Bidlack at 603-526-5606 or edward.bidlack@ledyardbank.com

Locations:
38 S Main St., Hanover
Lebanon at Park St., Hanover
178 County Rd., New London
On The Green, Lyme
320 Main St., Norwich
67 Main St., W. Lebanon
Route 120, 42 Old Etna, Rd., Lebanon

Special programs and rates may be available upon request.

PREQUALIFICATION IS QUICK AND EASY!
Please call Neal Meagher at 603-790-1776 or Edward Bidlack at 603-526-5606 for assistance.

Click here for Mortgage Loan Calculator.

RATES ARE SUBJECT TO CHANGE DAILY. RATES AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE

Note: For all Ledyard products, other terms and conditions may apply.

Deposit Rates

⁽¹⁾ CD plus primary checking with full Ledyard Plan relationship benefits
⁽²⁾ CD only with qualifying Ledyard Plan
⁽³⁾ CD plus Ledyard primary checking account balance
⁽⁴⁾ CD-only

- With the exception of the fixed rate CD and IRA accounts, rates and APYs are variable and may change after the account is opened.
- Fees could reduce earnings on the account.
- Penalties may be imposed for early withdrawals for CDs and IRAs.
Refer to the account disclosure for additional details.

Check out our Savings Calculator.