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Ledyard branches are re-opening, read here for more information. 

Please visit our Resource Center for up-to-date information on our response to COVID-19.

Ledyard branches are re-opening, read here for more information. 

Please visit our Resource Center for up-to-date information on our response to COVID-19.

Ledyard National Bank Offers Guidance for Receiving Economic Impact Payments

Apr 9, 2020 -  In the next several weeks, the federal government will be issuing automatic payments to support those impacted by the coronavirus. For most taxpayers, the IRS will calculate and automatically send the economic impact payment to those eligible. No action is needed.

The IRS has provided clear information hereBelow, we offer you a summary of the main points and how Ledyard can help you.

What You Need to Know
Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive a payment of up to $1,200 for individuals and heads of household or $2,400 for married couples. Parents also receive $500 for each qualifying child.*

Payments will be reduced if your adjusted gross income is between:

  • $75,000 and $99,000 if filing status was single or married filing separately and will be zero if more than $99,000
  • $150,000 and $198,000 if filing status was married filing jointly and will be zero if more than $198,000

The amount of the reduced payment will be based upon the taxpayers’ specific adjusted gross income.

How will the IRS know where to send my payment?

For people who have already filed their 2019 tax returns, the IRS will use this information to calculate the payment amount. For those who have not yet filed their return for 2019, the IRS will use information from their 2018 tax filing to calculate the payment. The economic impact payment will be deposited directly into the same banking account reflected on the return filed.

The IRS does not have my direct deposit information. What can I do?

In the coming weeks, Treasury plans to develop a web-based portal for individuals to provide their banking information to the IRS online, so that individuals can receive payments immediately as opposed to checks in the mail. Visit the IRS Economic Impact Payment Information Center  for updated information as it becomes available.

PLEASE NOTE that government agencies are NOT calling or sending emails asking for personal information in order to receive funds.

How to Protect Yourself

Any request via a phone call, text message, email or social media for personal identifying information or any other information as a prerequisite for receiving funds should be scrutinized.

Do not engage with callers or emails or messages from unrecognized sources. Use the IRS website as a resource for your questions.

How to Deposit a Stimulus Paper Check 
If you received your tax refund by paper check, the government will begin sending you a stimulus check in the next several weeks. We offer a variety of deposit options for you:


  • Securely deposit your check from anywhere using the Ledyard Mobile App. We have temporarily increased our mobile banking per item deposit limit from $2500 to $4000, so once you receive your check, it's now easier to make secure mobile deposits from home.
  • Deposit your check at one of our convenient ATM locations or the walk-up window at our Hanover, Main Street branch
  • Deposit your check with a banker at one of our drive-thru locations. To see which locations offer drive-thru services, check here.  

For additional information about Ledyard’s response to COVID-19 and how we can help you, visit our Resource Center.

For up to-date information on payments, visit the
IRS Coronavirus Page.


View the latest Ledyard COVID-19 articles


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