Equifax Data Breach Information
At Ledyard, protecting our clients is our #1 priority; and it is with that top of mind, that we want to give you tips and resources to protect your information in the digital space. The Equifax data breach put nearly half of all Americans at risk of having their personal information exposed. The credit rating bureau will not notify you directly if you are one of the 143 million people whose sensitive information was stolen. You may go online to https://www.equifaxsecurity2017.com
to find out.
The Independent Community Bankers of America offers the following tips to help consumers safeguard their online accounts:
Know before you disclose –
never respond to text messages, emails or phone calls from companies alleging to be your bank, government officials or business representatives that request your banking ID, account numbers, username or password.
A good offense is the best defense –
Make sure your system is running the latest security software, web browser and operating system to defend against viruses, malware and other online threats.
Connect with caution –
Sensitive information should only be sent over websites with “https://” in the URL because these sites encrypt transmissions.
Lock it up tight –
Combine capital and lowercase letters with numbers and symbols to create a more secure password, and update it periodically.
Own your online presence –
Value and protect your personal information, particularly your date of birth and Social Security number. Share it thoughtfully and sparingly, and remember to take great care when posting about yourself and others online.
Help take a bite out of crime –
Report stolen finances or identities and other cybercrime to the Internet Crime Complaint Center (ic3.gov) and to your local law enforcement or state attorney general.
If you are concerned about identity theft, data breaches, or someone gaining access to your credit report you may consider placing a credit freeze, also known as a security freeze. To learn more please visit https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs